Our third party fund links to onshore life insurance products are generally limited to the investment bonds offered by life companies. In this case, one or more of our funds can be typically chosen either individually or in conjunction with the life company's own funds or with those of another linked external fund manager.

The same is generally true for the offshore investment bond and portfolio bond market, where both the offshore range of Mellon Newton Universal Growth Funds and the onshore range of Mellon Investment Funds can frequently be accessed from a preferred list of investment groups at competitive rates. Generally speaking, the range of funds and authorised investments that can be selected through offshore bonds can be huge, sometimes spanning almost the entire collective investment fund universe. It is for this reason that offshore life companies often attempt to simplify this bewildering array of choice and offer a much shorter select list of researched and recommended funds, typically known as the preferred list.

Check the matrix regularly for the latest positions.